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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,788 | $110,248-60.3% | $95,728-54.3% | $139,456-68.6% |
| Participation rate | 55.6% | 75.7%-20.2pp | 72.3%-16.7pp | 80.3%-24.8pp |
| Annual return | 11.05% | 27.16%-16.1pp | 28.40%-17.3pp | 373.45%-362.4pp |
| Employer contribution / active EE | $0 | $3,258-100.0% | $2,835-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $2,595 | $4,675-44.5% | $4,245-38.9% | $6,711-61.3% |
| Admin fee / account holder | $2,005 | $6,607-69.6% | $5,673-64.6% | $11,407-82.4% |