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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,901 | $106,551-70.1% | $91,225-65.0% | $134,532-76.3% |
| Participation rate | 66.7% | 76.8%-10.1pp | 73.2%-6.5pp | 81.2%-14.6pp |
| Annual return | -11.47% | 160.78%-172.2pp | 114.12%-125.6pp | 418.27%-429.7pp |
| Employer contribution / active EE | $0 | $3,331-100.0% | $2,851-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,100 | $4,718-55.5% | $4,233-50.4% | $6,401-67.2% |
| Admin fee / account holder | $4,657 | $6,234-25.3% | $5,422-14.1% | $11,429-59.2% |