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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,677 | $232,540-71.8% | $185,117-64.5% | $147,586-55.5% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 17.96% | 43.03%-25.1pp | 40.50%-22.5pp | 578.59%-560.6pp |
| Employer contribution / active EE | $7,100 | $5,195+36.7% | $4,182+69.8% | $4,876+45.6% |
| Participant deferral / active EE | $6,225 | $5,834+6.7% | $5,045+23.4% | $5,439+14.5% |
| Admin fee / account holder | $677 | $10,275-93.4% | $8,159-91.7% | $10,886-93.8% |