Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,819 | $45,825-58.9% | $90,657-79.2% | $56,287-66.6% |
| Participation rate | 68.9% | 66.7%+2.2pp | 74.0%-5.1pp | 69.9%-0.9pp |
| Annual return | -8.20% | 38.64%-46.8pp | 1.89%-10.1pp | -9.96%+1.8pp |
| Employer contribution / active EE | $1,594 | $1,372+16.2% | $2,532-37.0% | $2,111-24.5% |
| Participant deferral / active EE | $2,940 | $2,562+14.7% | $3,424-14.1% | $3,350-12.2% |
| Admin fee / account holder | $6 | $413-98.5% | $4,994-99.9% | $521-98.8% |