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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,960 | $105,160-72.5% | $94,679-69.4% | $139,456-79.2% |
| Participation rate | 28.6% | 82.4%-53.8pp | 80.8%-52.3pp | 80.3%-51.8pp |
| Annual return | 14.81% | 38.04%-23.2pp | 156.75%-141.9pp | 373.45%-358.6pp |
| Employer contribution / active EE | $206 | $4,107-95.0% | $3,673-94.4% | $4,753-95.7% |
| Participant deferral / active EE | $4,643 | $7,599-38.9% | $7,417-37.4% | $6,711-30.8% |
| Admin fee / account holder | $81 | $8,988-99.1% | $7,233-98.9% | $11,407-99.3% |