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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,274 | $75,832-37.7% | $147,617-68.0% | $59,633-20.7% |
| Participation rate | 56.2% | 71.6%-15.4pp | 84.6%-28.5pp | 68.7%-12.5pp |
| Annual return | -2.66% | 0.37%-3.0pp | 61.98%-64.6pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $1,352 | $3,485-61.2% | $5,564-75.7% | $2,203-38.6% |
| Participant deferral / active EE | $2,755 | $3,131-12.0% | $4,895-43.7% | $3,192-13.7% |
| Admin fee / account holder | $2,309 | $5,986-61.4% | $11,612-80.1% | $4,297-46.3% |