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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,387 | $59,186-18.2% | $76,766-37.0% | $56,287-14.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 77.0%+23.0pp | 69.9%+30.1pp |
| Annual return | -7.77% | 6.62%-14.4pp | 2.43%-10.2pp | -9.96%+2.2pp |
| Employer contribution / active EE | $2,346 | $1,759+33.4% | $2,485-5.6% | $2,111+11.1% |
| Participant deferral / active EE | $4,970 | $3,255+52.7% | $3,851+29.0% | $3,350+48.4% |
| Admin fee / account holder | $1,704 | $489+248.5% | $6,675-74.5% | $521+227.2% |