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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,606 | $115,796-90.8% | $101,264-89.5% | $158,950-93.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 19.77% | 56.15%-36.4pp | 46.48%-26.7pp | 302.91%-283.1pp |
| Employer contribution / active EE | $13,297 | $4,175+218.5% | $3,660+263.3% | $4,762+179.2% |
| Participant deferral / active EE | $58 | $4,958-98.8% | $4,370-98.7% | $5,983-99.0% |
| Admin fee / account holder | $2,277 | $7,247-68.6% | $5,947-61.7% | $11,248-79.8% |