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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,795 | $27,936+214.3% | $58,561+49.9% | $75,173+16.8% |
| Participation rate | 100.0% | 38.8%+61.2pp | 50.9%+49.1pp | 67.2%+32.8pp |
| Annual return | 13.15% | 44.21%-31.1pp | 4251.33%-4238.2pp | 160.72%-147.6pp |
| Employer contribution / active EE | $1,268 | $670+89.3% | $1,053+20.3% | $2,671-52.5% |
| Participant deferral / active EE | $6,513 | $1,202+441.9% | $1,923+238.7% | $4,126+57.8% |
| Admin fee / account holder | $2,824 | $1,727+63.6% | $2,520+12.1% | $5,651-50.0% |