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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,032 | $108,911-0.8% | $100,392+7.6% | $145,884-25.9% |
| Participation rate | 78.6% | 83.0%-4.4pp | 81.5%-2.9pp | 80.3%-1.7pp |
| Annual return | 11.80% | 58.23%-46.4pp | 49.45%-37.6pp | 551.85%-540.0pp |
| Employer contribution / active EE | $2,936 | $4,420-33.6% | $3,941-25.5% | $4,662-37.0% |
| Participant deferral / active EE | $4,943 | $8,459-41.6% | $8,090-38.9% | $6,690-26.1% |
| Admin fee / account holder | $564 | $9,698-94.2% | $7,904-92.9% | $13,392-95.8% |