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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,329 | $91,559-61.4% | $133,971-73.6% | $79,852-55.8% |
| Participation rate | 91.3% | 73.3%+18.0pp | 79.8%+11.5pp | 69.6%+21.7pp |
| Annual return | 11.52% | 61.85%-50.3pp | 45.09%-33.6pp | 31.72%-20.2pp |
| Employer contribution / active EE | $1,631 | $2,384-31.6% | $3,919-58.4% | $2,471-34.0% |
| Participant deferral / active EE | $6,399 | $3,734+71.4% | $5,047+26.8% | $3,740+71.1% |
| Admin fee / account holder | $7,626 | $6,321+20.7% | $8,929-14.6% | $5,306+43.7% |