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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,973 | $150,447-60.1% | $136,298-56.0% | $147,586-59.4% |
| Participation rate | 81.8% | 84.4%-2.6pp | 81.9%-0.1pp | 82.8%-1.0pp |
| Annual return | 23.65% | 1049.15%-1025.5pp | 5156.27%-5132.6pp | 578.59%-554.9pp |
| Employer contribution / active EE | $1,073 | $5,256-79.6% | $4,696-77.2% | $4,876-78.0% |
| Participant deferral / active EE | $2,478 | $6,631-62.6% | $6,247-60.3% | $5,439-54.4% |
| Admin fee / account holder | $411 | $10,906-96.2% | $9,244-95.6% | $10,886-96.2% |