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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,215 | $106,280+144.8% | $96,538+169.5% | $139,487+86.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | -5.70% | 38.48%-44.2pp | 35.74%-41.4pp | 373.84%-379.5pp |
| Employer contribution / active EE | $11,422 | $4,107+178.1% | $3,740+205.4% | $4,755+140.2% |
| Participant deferral / active EE | $6,401 | $5,457+17.3% | $4,880+31.1% | $6,713-4.6% |
| Admin fee / account holder | $2,633 | $7,888-66.6% | $6,737-60.9% | $11,407-76.9% |