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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,880 | $115,814+4.4% | $101,275+19.4% | $158,982-24.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -4.77% | 56.16%-60.9pp | 46.48%-51.2pp | 302.99%-307.8pp |
| Employer contribution / active EE | $1,983 | $4,176-52.5% | $3,660-45.8% | $4,763-58.4% |
| Participant deferral / active EE | $6,028 | $4,958+21.6% | $4,371+37.9% | $5,983+0.7% |
| Admin fee / account holder | $3,083 | $7,249-57.5% | $5,948-48.2% | $11,252-72.6% |