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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,874 | $124,175-10.7% | $108,405+2.3% | $167,536-33.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 44.53% | 1380.13%-1335.6pp | 905.55%-861.0pp | 478.82%-434.3pp |
| Employer contribution / active EE | $11,773 | $4,188+181.1% | $3,559+230.8% | $4,839+143.3% |
| Participant deferral / active EE | $9,800 | $6,908+41.9% | $6,563+49.3% | $6,342+54.5% |
| Admin fee / account holder | $165,583 | $9,457+1650.9% | $7,297+2169.3% | $12,315+1244.6% |