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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,972 | $97,020+107.1% | $83,327+141.2% | $135,380+48.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -0.92% | 12.31%-13.2pp | 10.64%-11.6pp | 519.81%-520.7pp |
| Employer contribution / active EE | $13,135 | $4,144+217.0% | $3,379+288.7% | $4,779+174.9% |
| Participant deferral / active EE | $7,367 | $5,964+23.5% | $5,565+32.4% | $5,609+31.3% |
| Admin fee / account holder | $752 | $8,426-91.1% | $7,540-90.0% | $10,828-93.1% |