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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,939 | $108,942-3.7% | $100,415+4.5% | $145,897-28.1% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.9pp | 80.3%-13.6pp |
| Annual return | 18.15% | 58.27%-40.1pp | 49.47%-31.3pp | 552.29%-534.1pp |
| Employer contribution / active EE | $3,608 | $4,422-18.4% | $3,943-8.5% | $4,663-22.6% |
| Participant deferral / active EE | $7,667 | $8,461-9.4% | $8,091-5.2% | $6,689+14.6% |
| Admin fee / account holder | $0 | $9,702-100.0% | $7,906-100.0% | $13,390-100.0% |