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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $880,818 | $183,592+379.8% | $155,574+466.2% | $145,877+503.8% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 10.71% | 61.37%-50.7pp | 64.87%-54.2pp | 551.28%-540.6pp |
| Employer contribution / active EE | $3,686 | $5,317-30.7% | $4,676-21.2% | $4,663-21.0% |
| Participant deferral / active EE | $5,957 | $6,466-7.9% | $5,629+5.8% | $6,691-11.0% |
| Admin fee / account holder | $314 | $19,316-98.4% | $15,914-98.0% | $13,402-97.7% |