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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,370 | $198,457+105.8% | $170,435+139.6% | $147,586+176.7% |
| Participation rate | 92.3% | 88.0%+4.3pp | 83.6%+8.7pp | 82.8%+9.5pp |
| Annual return | 21.69% | 257.30%-235.6pp | 205.94%-184.2pp | 578.59%-556.9pp |
| Employer contribution / active EE | $9,639 | $6,183+55.9% | $5,432+77.4% | $4,876+97.7% |
| Participant deferral / active EE | $6,477 | $5,629+15.1% | $4,939+31.1% | $5,439+19.1% |
| Admin fee / account holder | $3,135 | $16,852-81.4% | $13,881-77.4% | $10,886-71.2% |