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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,001 | $172,111+173.1% | $150,298+212.7% | $137,256+242.4% |
| Participation rate | 81.8% | 81.7%+0.1pp | 77.8%+4.1pp | 80.0%+1.9pp |
| Annual return | 7.87% | 69.37%-61.5pp | 62.79%-54.9pp | 220.34%-212.5pp |
| Employer contribution / active EE | $7,360 | $4,636+58.7% | $4,154+77.2% | $4,156+77.1% |
| Participant deferral / active EE | $6,732 | $6,166+9.2% | $5,453+23.5% | $6,407+5.1% |
| Admin fee / account holder | $423,363 | $16,471+2470.4% | $14,116+2899.2% | $12,270+3350.3% |