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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,438 | $99,345-31.1% | $84,753-19.2% | $273,972-75.0% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.25% | 22.93%-16.7pp | 22.78%-16.5pp | 41.46%-35.2pp |
| Employer contribution / active EE | $4,530 | $4,214+7.5% | $3,574+26.7% | $4,869-7.0% |
| Participant deferral / active EE | $940 | $4,270-78.0% | $3,712-74.7% | $5,287-82.2% |
| Admin fee / account holder | $419 | $6,645-93.7% | $5,333-92.1% | $10,133-95.9% |