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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,006 | $109,967-3.6% | $97,197+9.1% | $145,877-27.3% |
| Participation rate | 80.0% | 76.0%+4.0pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 12.42% | 244.27%-231.8pp | 75.47%-63.0pp | 551.28%-538.9pp |
| Employer contribution / active EE | $2,005 | $3,077-34.8% | $2,723-26.4% | $4,663-57.0% |
| Participant deferral / active EE | $3,726 | $4,676-20.3% | $4,263-12.6% | $6,691-44.3% |
| Admin fee / account holder | $852 | $6,199-86.3% | $5,637-84.9% | $13,402-93.6% |