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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,660 | $110,278-18.7% | $95,740-6.4% | $139,466-35.7% |
| Participation rate | 88.9% | 75.7%+13.1pp | 72.3%+16.6pp | 80.3%+8.6pp |
| Annual return | 13.39% | 27.19%-13.8pp | 28.41%-15.0pp | 373.66%-360.3pp |
| Employer contribution / active EE | $1,864 | $3,260-42.8% | $2,836-34.3% | $4,754-60.8% |
| Participant deferral / active EE | $3,860 | $4,674-17.4% | $4,244-9.0% | $6,712-42.5% |
| Admin fee / account holder | $5,025 | $6,613-24.0% | $5,676-11.5% | $11,409-56.0% |