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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,997 | $101,618+23.0% | $93,063+34.3% | $137,256-8.9% |
| Participation rate | 72.7% | 74.9%-2.2pp | 72.1%+0.6pp | 80.0%-7.2pp |
| Annual return | 12.78% | 223.95%-211.2pp | 34.15%-21.4pp | 220.34%-207.6pp |
| Employer contribution / active EE | $1,912 | $2,707-29.4% | $2,476-22.8% | $4,156-54.0% |
| Participant deferral / active EE | $3,536 | $4,279-17.4% | $3,958-10.7% | $6,407-44.8% |
| Admin fee / account holder | $1,000 | $6,198-83.9% | $6,033-83.4% | $12,270-91.8% |