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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,006 | $110,093-3.7% | $97,295+9.0% | $145,897-27.3% |
| Participation rate | 80.0% | 75.9%+4.1pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 12.42% | 244.76%-232.3pp | 75.62%-63.2pp | 552.29%-539.9pp |
| Employer contribution / active EE | $2,005 | $3,077-34.8% | $2,723-26.4% | $4,663-57.0% |
| Participant deferral / active EE | $3,726 | $4,678-20.3% | $4,264-12.6% | $6,689-44.3% |
| Admin fee / account holder | $852 | $6,212-86.3% | $5,646-84.9% | $13,390-93.6% |