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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,015 | $82,674-48.0% | $125,381-65.7% | $68,486-37.2% |
| Participation rate | 97.7% | 75.1%+22.6pp | 82.4%+15.3pp | 67.9%+29.8pp |
| Annual return | -11.92% | -5.97%-6.0pp | 572.31%-584.2pp | -7.85%-4.1pp |
| Employer contribution / active EE | $5,795 | $3,382+71.4% | $4,815+20.3% | $2,597+123.2% |
| Participant deferral / active EE | $7,348 | $6,111+20.2% | $7,448-1.3% | $4,028+82.4% |
| Admin fee / account holder | $4,907 | $6,277-21.8% | $10,007-51.0% | $5,404-9.2% |