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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,993 | $85,766-55.7% | $136,298-72.1% | $70,126-45.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 19.53% | 31.46%-11.9pp | 5156.27%-5136.7pp | 73.15%-53.6pp |
| Employer contribution / active EE | $6,758 | $2,966+127.9% | $4,696+43.9% | $2,343+188.5% |
| Participant deferral / active EE | $7,037 | $5,051+39.3% | $6,247+12.6% | $3,332+111.2% |
| Admin fee / account holder | $2,352 | $5,421-56.6% | $9,244-74.6% | $4,645-49.4% |