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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,686 | $185,856-2.8% | $170,028+6.3% | $139,456+29.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 11.24% | 60.52%-49.3pp | 53.39%-42.1pp | 373.45%-362.2pp |
| Employer contribution / active EE | $4,050 | $7,593-46.7% | $6,788-40.3% | $4,753-14.8% |
| Participant deferral / active EE | $10,833 | $11,623-6.8% | $10,409+4.1% | $6,711+61.4% |
| Admin fee / account holder | $25,968 | $15,387+68.8% | $12,820+102.6% | $11,407+127.7% |