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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,520 | $148,623-49.9% | $135,974-45.2% | $139,466-46.6% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 8.81% | 79.30%-70.5pp | 68.30%-59.5pp | 373.66%-364.9pp |
| Employer contribution / active EE | $2,226 | $5,246-57.6% | $4,859-54.2% | $4,754-53.2% |
| Participant deferral / active EE | $7,593 | $8,103-6.3% | $7,760-2.1% | $6,712+13.1% |
| Admin fee / account holder | $589 | $12,406-95.3% | $10,767-94.5% | $11,409-94.8% |