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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,580 | $157,304+0.8% | $141,197+12.3% | $152,909+3.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.60% | 64.34%-36.7pp | 71.41%-43.8pp | 345.46%-317.9pp |
| Employer contribution / active EE | $5,189 | $5,263-1.4% | $4,736+9.6% | $4,764+8.9% |
| Participant deferral / active EE | $7,259 | $7,111+2.1% | $6,710+8.2% | $5,851+24.1% |
| Admin fee / account holder | $3,941 | $12,126-67.5% | $10,265-61.6% | $11,601-66.0% |