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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,997 | $165,361-36.5% | $149,715-29.9% | $158,950-33.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 0.30% | 348.24%-347.9pp | 276.66%-276.4pp | 302.91%-302.6pp |
| Employer contribution / active EE | $9,882 | $5,103+93.6% | $4,645+112.8% | $4,762+107.5% |
| Participant deferral / active EE | $5,660 | $7,182-21.2% | $6,842-17.3% | $5,983-5.4% |
| Admin fee / account holder | $68,767 | $10,808+536.3% | $9,310+638.7% | $11,248+511.3% |