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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,965 | $157,296+25.2% | $141,191+39.5% | $152,897+28.8% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 2.07% | 64.34%-62.3pp | 71.41%-69.3pp | 345.43%-343.4pp |
| Employer contribution / active EE | $13,001 | $5,262+147.1% | $4,736+174.5% | $4,764+172.9% |
| Participant deferral / active EE | $7,170 | $7,111+0.8% | $6,710+6.9% | $5,851+22.5% |
| Admin fee / account holder | $238 | $12,125-98.0% | $10,264-97.7% | $11,599-97.9% |