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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,685 | $129,960+13.6% | $104,299+41.6% | $134,545+9.8% |
| Participation rate | 90.0% | 79.5%+10.5pp | 73.3%+16.7pp | 81.2%+8.8pp |
| Annual return | -28.71% | 42.06%-70.8pp | 24.62%-53.3pp | 418.37%-447.1pp |
| Employer contribution / active EE | $3,334 | $4,186-20.4% | $3,373-1.2% | $4,742-29.7% |
| Participant deferral / active EE | $4,063 | $5,589-27.3% | $4,626-12.2% | $6,401-36.5% |
| Admin fee / account holder | $4,250 | $9,324-54.4% | $7,339-42.1% | $11,431-62.8% |