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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,744 | $149,741+2.7% | $118,914+29.3% | $158,982-3.3% |
| Participation rate | 69.2% | 82.1%-12.9pp | 75.4%-6.2pp | 82.0%-12.7pp |
| Annual return | 20.26% | 19.94%+0.3pp | 35.89%-15.6pp | 302.99%-282.7pp |
| Employer contribution / active EE | $1,323 | $4,119-67.9% | $3,264-59.5% | $4,763-72.2% |
| Participant deferral / active EE | $6,769 | $5,226+29.5% | $4,266+58.7% | $5,983+13.1% |
| Admin fee / account holder | $430 | $8,607-95.0% | $6,582-93.5% | $11,252-96.2% |