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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,868 | $175,259+8.9% | $149,723+27.5% | $139,487+36.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.22% | 166.82%-151.6pp | 134.50%-119.3pp | 373.84%-358.6pp |
| Employer contribution / active EE | $4,268 | $5,478-22.1% | $4,821-11.5% | $4,755-10.2% |
| Participant deferral / active EE | $11,898 | $6,522+82.4% | $5,682+109.4% | $6,713+77.2% |
| Admin fee / account holder | $1,943 | $16,158-88.0% | $13,215-85.3% | $11,407-83.0% |