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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,363 | $209,422-35.8% | $178,503-24.7% | $158,982-15.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.36% | 188.81%-176.4pp | 151.12%-138.8pp | 302.99%-290.6pp |
| Employer contribution / active EE | $4,194 | $5,707-26.5% | $5,011-16.3% | $4,763-12.0% |
| Participant deferral / active EE | $9,574 | $5,955+60.8% | $5,202+84.0% | $5,983+60.0% |
| Admin fee / account holder | $1,608 | $17,079-90.6% | $13,987-88.5% | $11,252-85.7% |