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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,232 | $115,810-57.5% | $101,271-51.4% | $158,966-69.0% |
| Participation rate | 77.8% | 79.4%-1.6pp | 75.8%+2.0pp | 82.0%-4.2pp |
| Annual return | 18.65% | 56.15%-37.5pp | 46.48%-27.8pp | 302.95%-284.3pp |
| Employer contribution / active EE | $1,111 | $4,175-73.4% | $3,660-69.6% | $4,762-76.7% |
| Participant deferral / active EE | $6,248 | $4,958+26.0% | $4,371+42.9% | $5,983+4.4% |
| Admin fee / account holder | $535 | $7,248-92.6% | $5,948-91.0% | $11,250-95.2% |