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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,054 | $93,589+29.3% | $135,942-11.0% | $75,181+61.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.24% | 30.90%-16.7pp | 68.28%-54.0pp | 160.69%-146.4pp |
| Employer contribution / active EE | $8,613 | $3,537+143.5% | $4,858+77.3% | $2,671+222.5% |
| Participant deferral / active EE | $11,473 | $6,405+79.1% | $7,759+47.9% | $4,126+178.1% |
| Admin fee / account holder | $5,368 | $6,977-23.1% | $10,764-50.1% | $5,650-5.0% |