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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,088 | $77,817+8.1% | $123,553-31.9% | $64,173+31.0% |
| Participation rate | 88.7% | 74.7%+14.0pp | 82.3%+6.4pp | 69.6%+19.1pp |
| Annual return | -8.31% | 12.49%-20.8pp | 119.21%-127.5pp | 7.63%-15.9pp |
| Employer contribution / active EE | $3,258 | $3,014+8.1% | $4,628-29.6% | $2,381+36.9% |
| Participant deferral / active EE | $7,009 | $5,240+33.8% | $6,426+9.1% | $3,470+102.0% |
| Admin fee / account holder | $1,899 | $5,519-65.6% | $9,284-79.5% | $4,887-61.1% |