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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,411 | $117,904+101.4% | $102,457+131.7% | $145,978+62.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.88% | 31.80%-18.9pp | 29.41%-16.5pp | 550.52%-537.6pp |
| Employer contribution / active EE | $13,880 | $3,613+284.1% | $3,022+359.3% | $4,662+197.7% |
| Participant deferral / active EE | $7,772 | $5,733+35.6% | $5,054+53.8% | $6,690+16.2% |
| Admin fee / account holder | $1,522 | $13,329-88.6% | $9,451-83.9% | $13,400-88.6% |