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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,195 | $124,346+61.8% | $111,306+80.8% | $167,553+20.1% |
| Participation rate | 87.5% | 79.6%+7.9pp | 77.3%+10.2pp | 82.1%+5.4pp |
| Annual return | 9.16% | 37.46%-28.3pp | 54.67%-45.5pp | 478.89%-469.7pp |
| Employer contribution / active EE | $13,929 | $3,438+305.2% | $2,732+409.9% | $4,840+187.8% |
| Participant deferral / active EE | $5,063 | $5,182-2.3% | $4,488+12.8% | $6,343-20.2% |
| Admin fee / account holder | $1,297 | $10,623-87.8% | $7,966-83.7% | $12,316-89.5% |