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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,211 | $115,225-73.8% | $100,712-70.0% | $138,895-78.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 9.64% | 40.35%-30.7pp | 33.27%-23.6pp | 145.39%-135.8pp |
| Employer contribution / active EE | $7,394 | $2,771+166.8% | $2,313+219.7% | $4,194+76.3% |
| Participant deferral / active EE | $3,397 | $4,699-27.7% | $4,085-16.8% | $6,396-46.9% |
| Admin fee / account holder | $1,252 | $10,844-88.5% | $9,256-86.5% | $12,562-90.0% |