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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,888 | $72,027+110.9% | $185,861-18.3% | $79,856+90.2% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 8.75% | 23.13%-14.4pp | 35.96%-27.2pp | 31.71%-23.0pp |
| Employer contribution / active EE | $3,371 | $1,965+71.5% | $4,088-17.5% | $2,471+36.4% |
| Participant deferral / active EE | $8,097 | $3,780+114.2% | $5,634+43.7% | $3,741+116.5% |
| Admin fee / account holder | $8,526 | $4,513+88.9% | $9,503-10.3% | $5,306+60.7% |