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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,266 | $52,519+136.6% | $155,789-20.2% | $59,633+108.4% |
| Participation rate | 100.0% | 61.7%+38.3pp | 76.1%+23.9pp | 68.7%+31.3pp |
| Annual return | -2.91% | 53.51%-56.4pp | 71.54%-74.4pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $3,842 | $1,589+141.8% | $3,839+0.1% | $2,203+74.4% |
| Participant deferral / active EE | $9,436 | $3,084+205.9% | $4,798+96.7% | $3,192+195.6% |
| Admin fee / account holder | $1,469 | $3,540-58.5% | $7,477-80.4% | $4,297-65.8% |