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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,798 | $77,920-24.5% | $149,723-60.7% | $75,177-21.8% |
| Participation rate | 54.5% | 65.6%-11.0pp | 78.8%-24.2pp | 67.2%-12.7pp |
| Annual return | 16.65% | 31.72%-15.1pp | 134.50%-117.8pp | 160.75%-144.1pp |
| Employer contribution / active EE | $1,546 | $3,138-50.7% | $4,821-67.9% | $2,671-42.1% |
| Participant deferral / active EE | $2,136 | $3,411-37.4% | $5,682-62.4% | $4,126-48.2% |
| Admin fee / account holder | $7,993 | $5,951+34.3% | $13,215-39.5% | $5,651+41.4% |