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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,722 | $85,171-48.7% | $172,753-74.7% | $72,976-40.1% |
| Participation rate | 47.2% | 70.1%-22.9pp | 82.6%-35.5pp | 69.5%-22.3pp |
| Annual return | 31.14% | 27.32%+3.8pp | 803.00%-771.9pp | 81.02%-49.9pp |
| Employer contribution / active EE | $1,213 | $3,324-63.5% | $5,144-76.4% | $2,440-50.3% |
| Participant deferral / active EE | $1,426 | $3,260-56.3% | $5,198-72.6% | $3,608-60.5% |
| Admin fee / account holder | $2,388 | $5,880-59.4% | $13,956-82.9% | $5,124-53.4% |