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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,829 | $109,411+95.4% | $89,435+139.1% | $158,982+34.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 9.12% | 345.68%-336.6pp | 245.55%-236.4pp | 302.99%-293.9pp |
| Employer contribution / active EE | $9,327 | $3,173+194.0% | $2,587+260.5% | $4,763+95.8% |
| Participant deferral / active EE | $5,126 | $4,600+11.4% | $3,890+31.8% | $5,983-14.3% |
| Admin fee / account holder | $1,823 | $6,159-70.4% | $4,884-62.7% | $11,252-83.8% |