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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,988 | $95,188+48.1% | $76,518+84.3% | $135,380+4.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -9.02% | 4.85%-13.9pp | -0.27%-8.7pp | 519.81%-528.8pp |
| Employer contribution / active EE | $7,502 | $3,303+127.1% | $2,647+183.4% | $4,779+57.0% |
| Participant deferral / active EE | $3,835 | $4,640-17.4% | $3,8360% | $5,609-31.6% |
| Admin fee / account holder | $1,153 | $6,249-81.5% | $4,849-76.2% | $10,828-89.3% |