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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,519 | $79,894-81.8% | $135,792-89.3% | $82,637-82.4% |
| Participation rate | 91.9% | 63.0%+28.9pp | 72.6%+19.3pp | 68.1%+23.8pp |
| Annual return | 16.05% | 17.20%-1.1pp | 25.96%-9.9pp | 53.51%-37.5pp |
| Employer contribution / active EE | $2,054 | $2,165-5.1% | $3,496-41.3% | $2,552-19.5% |
| Participant deferral / active EE | $3,588 | $3,194+12.3% | $4,759-24.6% | $4,126-13.0% |
| Admin fee / account holder | $2,001 | $6,434-68.9% | $12,266-83.7% | $7,339-72.7% |