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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,740 | $107,368-18.3% | $92,915-5.6% | $152,909-42.6% |
| Participation rate | 46.7% | 79.8%-33.1pp | 76.0%-29.3pp | 82.5%-35.8pp |
| Annual return | 27.17% | 145.64%-118.5pp | 109.45%-82.3pp | 345.46%-318.3pp |
| Employer contribution / active EE | $1,264 | $4,222-70.1% | $3,653-65.4% | $4,764-73.5% |
| Participant deferral / active EE | $4,424 | $4,848-8.8% | $4,238+4.4% | $5,851-24.4% |
| Admin fee / account holder | $0 | $7,082-100.0% | $5,796-100.0% | $11,601-100.0% |