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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,269 | $97,732-29.1% | $83,831-17.4% | $135,380-48.8% |
| Participation rate | 37.5% | 80.0%-42.5pp | 76.1%-38.6pp | 82.6%-45.1pp |
| Annual return | -10.31% | 1287.56%-1297.9pp | 850.99%-861.3pp | 519.81%-530.1pp |
| Employer contribution / active EE | $1,107 | $4,222-73.8% | $3,631-69.5% | $4,779-76.8% |
| Participant deferral / active EE | $2,383 | $4,683-49.1% | $4,082-41.6% | $5,609-57.5% |
| Admin fee / account holder | $0 | $6,675-100.0% | $5,479-100.0% | $10,828-100.0% |